ESOP Company Repurchase Liability Death Benefit Coverage Placement

eospESOP companies are increasing in number because of the excellent value they offer to owners/employees. ESOP companies have had better growth and lower unemployment statistics in this most recent difficult economy compared to their non ESOP competitors.

ESOP company management faces unique challenges around the issue of their repurchase liability and how best to fund it over time. Often, the ESOP company would like to insure key shareholders against the risk of an untimely death which could negatively impact share value for all shareholders. Our firm understands the complexity of the ESOP company and the death benefit needs associated with it. We can design a program for single shareholders or multiple shareholders.